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Dental Insurance

Dental insurance claim formAt Stec Cosmetic and Family Dentistry, we strive to provide comprehensive services that are affordable for our patients. To help keep the cost of care within your budget, we will help you maximize the value of your dental insurance. We are proud to be in-network with many leading insurance carriers, including Delta Dental and Blue Cross Blue Shield.

How Can I Use My Dental Insurance?

woman at dentistEvery month, you pay premiums for your coverage, which allows you to visit your dentist regularly for little to no out-of-pocket expense. Dental coverage focuses on prevention. As a result, most policies allow you to see your dentist twice a year for a cleaning and checkup for free or for a small copayment. This helps to keep your teeth and gums healthy to reduce your long-term costs for care by preventing the need for costly or invasive dental procedures.

After you have paid your yearly deductible, you will also benefit from reduced costs for common treatments and procedures, like root canals, tooth extractions, or dentures. Depending on your specific policy, your insurance may pay as much as 80% of these services until you have reached your yearly allowable amount.

Do I Have to Choose an In-Network Dentist?

Dental insurance formIt is often recommended that you choose an in-network dentist to make the most of your coverage. As an in-network dentist with Delta Dental and Blue Cross Blue Shield, we have pre-negotiated rates with the insurance companies to reduce the amount you will have to pay.

If you have Delta Dental coverage, you benefit from the United State’s largest provider for dental insurance. We will help you utilize your policy to its full potential to achieve a healthy smile with minimal cost involved. In addition to Delta Dental, we also work with those who have Blue Cross Blue Shield to provide the same great benefits as our other in-network companies.

While it is often best to choose a dentist who is in-network, you still have the freedom to choose one who is not. We work with many out-of-network patients. You can still use your dental insurance; however, you will have to pay the difference between our rates and your insurance’s allowable amount for care.

Who Will Handle My Insurance Claims?

At Stec Cosmetic and Family Dentistry, we will gladly work on your behalf with your insurance company. We will file the necessary claims and paperwork for proper reimbursement. In addition, we will manage the pre-approvals and negotiation process to ensure that you maximize the value of your coverage to reduce the risk for an unexpected bill.

Maximize Your Dental Insurance Today

If you have dental coverage, do not let your benefits go to waste. Contact Stec Cosmetic and Family Dentistry today to schedule your appointment. If you still have questions about your insurance, do not hesitate to call our office. A member of our team is waiting to help you get the answers you need to maximize your coverage.

If you need an in-network dentist, choose the area’s preferred choice with Stec Cosmetic and Family Dentistry.